Car Insurance made easy. Find the right cover to suit you.

The average cost of car insurance in the UK is £484³, however the cost of your car insurance depends on a wide variety of factors. For example, younger, less experienced drivers tend to have higher premiums than more experienced drivers.

To find out how much your AXA car insurance will cost, get a quick online quote.

When deciding your price, we'll consider things like your age, address, occupation, car details and any previous claims or convictions, so your quote may be higher or much lower than the average.

For more information see our guide on how your premium is split.

There’s plenty you can do to reduce the cost of car insurance. For example, you might choose to pay annually instead of monthly, so you don't need to pay interest.

As for reducing your car insurance quote, can you improve the car's security by keeping it on a driveway or in a garage instead of on the street?

Make sure that your annual mileage estimate is as accurate as possible. Adding extra miles ‘just in case’ can bump up your policy price. Plus, if your mileage changes during the year, you can update it in your online account.

It's important to make sure you're fully covered for everything you need, so make sure to list the most up-to-date and accurate information on your quote.

This depends on how you pay for your insurance. If you pay annually, there's no need to carry out a credit check. However, if you pay monthly, a credit check will be carried out to set up a credit agreement. A record of this search will remain on your credit file.

It can. But we don't offer this cover to drivers under 25, or people in certain occupations.

If your car insurance policy provides cover for you to drive other cars (you must check section 5 of your certificate of motor insurance to see if you have it) then you'll be protected, provided:

• You don't own or haven't hired the car under a hire purchase or lease hire agreement
• There's valid cover for the car under another insurance policy
• You have the owner's permission to drive the car
• It's being driven in Great Britain
• You have the owner's permission
• You're using the car for the purposes stated on your certificate of motor insurance

Yes. It'll save you money, so you'll want to keep it safe.

If you qualify for it, then you can add No Claims Discount protection when you buy a new car insurance policy or renew your insurance. And if you forget, you can add it up to 30 days afterwards.

It'll allow you to make one claim in one policy year, or two claims in three consecutive policy years – without losing your well-earned discount.

Get in touch with our team as soon as you can.

Use our claims diagnostic tool to find out the best method to contact us. 

Great news, if you purchased a policy on or before 24^th May 2022, we've enhanced your existing AXA insurance policy and it’s now called AXA Plus Car Insurance.

If you don’t have AXA Plus Car Insurance yet, don’t worry – as an existing AXA customer you’ll benefit from these changes from your next renewal and we’ll contact you in advance to let you know about the changes.

You don’t need to contact us about this change, although you can find more information on our Policy details page.