Protect your beauty and makeup artist business. Get business insurance from AXA.

As a beautician, you’re passionate about making your clients feel good about themselves. You believe that a little indulgence is good for the soul. From nail technicians and beauticians, to manicurists and pedicurists, you’re doing what you love, and that’s something worth protecting. With our flexible business insurance, you can tailor you cover as your business grows or changes.

Beautician insurance FAQs

Why do I need insurance for my beauty business?

While you focus on pampering your clients, there are lots of accidents and incidents that could leave you seriously out of pocket if you don’t have insurance in place. With our business insurance, you can tailor you cover as your business grows or changes.

At AXA, we give you the freedom to style your insurance to meet your needs. You can pick and choose covers to build an insurance policy that protects your business, your employees if you have any, and any specialist equipment you have. If you’re not properly insured, it could be a big blow to your beauty business, especially when the protection you need is less expensive than you might think.


What type of beauty salons and beauticians do we cover?

Thanks to our flexible range of business insurance products, we can now insure a wide range of beauty businesses, including:

  • Beauticians
  • Makeup artists
  • Beauty salons
  • Beauty therapists
  • Cosmetic and makeup artists
  • Hair and beauty consultants
  • Hair and beauty salons
  • Manicurists and pedicurists
  • Nail technicians

And no matter whether you run your own salon, or you’re freelance, mobile or self-employed, we’ve got you covered.


What beauty treatments are covered?

We should be able to insure you quickly online if you offer the following types of beauty treatments:

  • Manicures
  • Pedicures
  • Eyelash tinting
  • Eyebrow shaping and threading
  • Facial massages
  • Skin cleansing
  • Waxing
  • Ear piercing
  • Makeup

If you carry out other types of beauty treatments, for example if you offer body piercing or permanent makeup treatments, or have sunbeds in your shop, we may not be able to insure you.

AXA Business Insurance

With business insurance, you can select from the covers below to protect you. Build your own unique bundle of insurance, depending on your specific needs. That way, you only ever pay for what you need and nothing more. Tailor your cover by picking and choosing from:

What cover might I need for my beauty salon business?

Public liability insurance

You’re responsible for the welfare of every customer or visitor. Public liability keeps you covered for up to £5 million if a member of the public is accidentally injured or their property gets damaged while dealing with your business.

More about public liability insurance.

Employers' liability insurance

If you have employees, contractors, casual workers or temporary staff, it’s a legal requirement for you to take out employers’ liability insurance. It covers you for up to £10 million for any claims from staff may become unwell or suffer an injury as a result of working for you.

More about employers' liability insurance.

Contents cover

Contents cover up to £250,000 can help you replace the contents of your shop, like your specialist equipment, mirrors, and employees’ personal belongings, if they’re damaged, lost or stolen. Contents cover also protects your cash, whether it’s at your premises, your home, or on the way to the bank.

Optional extras

  • Legal expenses
  • Buildings – when you take contents cover
  • Terrorism
  • Business equipment
  • Personal accident

Van insurance

If you use a van to transport your beauty equipment to photoshoots, weddings or fashion shows, you could be lost without it. Make sure you stay on the road with cover that includes: doorstep repairs, a guaranteed courtesy van and your choice of optional extras.

More about van insurance.

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